Solutions
Protection structured around real client needs.
BIS offers protection for everyday insurance needs as well as broader and more complex
files, with a focus on clarity, credibility and direct advice.
01
Auto insurance
Practical guidance for clients comparing coverage options, reviewing limits or
simply looking for clear advice on the right protection.
- Personal auto coverage and everyday driving profiles
- Clearer framing of core and optional protections
- Clear route toward the right point of contact
02
Home insurance
Protection for homeowners, condo owners, tenants, cottages and smaller rental
properties, handled with clear advice and practical follow-through.
- Home, condo, tenant and cottage coverage
- Rental buildings up to six units
- Guidance at renewal and during life changes
03
Recreational vehicles
Coverage for RVs, motorhomes and other recreational vehicles, with practical advice
based on use, value and the level of protection required.
- RVs, motorhomes and other recreational vehicles
- Guidance aligned with intended use
- Simple and direct way to get in touch
04
Business insurance
Broad commercial insurance solutions for property, liability, fleets, real estate and
business risks across nearly every sector, with direct access to a broker who knows
the file.
- Commercial coverage across almost every line of business
- Renewal support, needs assessment and gap review
- More professional and more confident brokerage positioning
What we insure
Protection aligned with the realities our clients face.
From everyday personal insurance needs to broader and more complex commercial files,
BIS supports a wide range of clients with the same approach: understand the file well,
advise clearly and stay involved.
Personal lines
Everyday protection needs, presented in a simpler, clearer and more reassuring way.
- Auto insurance
- Home insurance
- Condo and tenant coverage
- Cottages and secondary residences
- Smaller rental properties
- Recreational vehicles
- Family and multi-policy files
Sectors served
BIS supports businesses across a wide range of sectors, with steadier follow-through
and a better understanding of each client’s operating reality, without routing the
file through a long chain of different contacts.
- Offices, retail, operations and SMEs
- Real estate assets, buildings and portfolios
- Construction, contractors and job sites
- Manufacturing, distribution and service businesses
- Professional and specialized business profiles
- Organizations with interprovincial needs
Commercial coverages
Commercial protection designed to keep pace with renewals, changing risks and the
more specific needs that come with doing business.
- Commercial property and contents
- Liability coverage
- Commercial auto and fleets
- Real estate assets, buildings and portfolios
- Professional liability and specialized needs
- Renewals, restructurings and coverage reviews
- Almost the full commercial spectrum, excluding marine if not offered
Continuity and support
Beyond the coverage itself, BIS emphasizes continuity, clarity and real
accountability throughout the relationship.
- Group and affinity programs
- Multi-policy files
- Interprovincial needs
- Claims support and follow-up
- Clients seeking stable service
- Portfolios that benefit from one consistent contact
- Fewer handoffs and clearer accountability
- Direct access to the right person when timing matters
About
The BIS advantage is not scale.
It is continuity.
Large brokerages may offer broad infrastructure, but they often also create a
fragmented client experience, heavier internal overhead and less direct access to
the person who truly knows the file. BIS can differentiate by keeping service more
direct, more stable and more accountable, with brokers who understand the full
process and know which insurer contacts and partners to involve when timing matters.
01
A broker who knows your file
Your coverage is handled by someone who understands your history, priorities and the
practical details behind your insurance needs.
02
Fewer handoffs, deeper command
Fewer people involved usually means less information loss, less friction and a
relationship that becomes more efficient over time. It also means the broker gains a
wider understanding of how to handle the file from one stage to the next.
03
The right contacts when it counts
In this business, it is not only what you know, but who you know. Strong insurer and
partner relationships help get the file handled properly, by the right person, the
first time.
Offices
Clear contact points for the right office, right away.
BIS serves clients through local presence, direct access and clear contact points
aligned with the region and the need.
Gatineau - Head office
Main administrative contact point, Monday to Friday from 9 AM to 5 PM.
Montreal
For the Greater Montreal area, Monday to Friday from 9 AM to 5 PM.
Ontario and Alberta
Service and support for clients outside Quebec.
- 450 Bronte south road, unit 113, Milton, Ontario, L9T 8T2
- 1-877-251-4551
Other provinces
Additional contact point for requests outside Quebec.